"Maximize Your Income as a Real Estate Referral Agent: Join Our Realtor Agent Referral Program Today!"Are you a licensed real estate professional seeking to enhance your earnings? Our exclusive Real Estate Referral Agent Program offers an excellent opportunity to earn additional income through real estate referrals that successfully close escrow. **Maximum Referral Reward**: Benefit from a maximum agent referral of up to $10,000 per transaction, offering significant earnings for your referrals.https://bit.ly/3SJtX81

One closing! Which means one interest rate (with the option to modify down if the market improves), one down payment, one full credit report to order and one approval.Eligible on 15-and 30-year fixed conventional and high balance loans and 7- and 10-year ARMsAvailable on primary, second and investment property purchases and rate/term refinances700+ FICO, up to 95% LTV11-month maximum build period with 1-month modification periodLoan amounts up to the conforming loan limits$726,200 for regular one-unit loans (increased from $647,200 in 2022)$1,089,300 for one-unit high-balance loans (increased from $970,800 in 2022)City/ County Zoning/ Permitted as a single family residence Allowance for Duplexes 1-4 units Detached condos Prohibited one-time construction loans property types Owner-BuilderADUsManufactured homes Unique property types Brandominium homes Shipping containers homesStart your one-time close new construction loan application process by creating an account at https://bit.ly/3PyuXss

Standalone HELOCs are available on primary and second home loans as 20-year loans, in amounts up to $350,000. MKG Enterprises Corp Third-Party Originator is please to offers Home Equity Lines of Credit up to 85% LTV with 640 credit score minimum loan amount $75,000 can be a standalone or Piggyback HELOCStandalone HELOCs are a popular option for homeowners looking to access cash to consolidate and pay down debt, allocate money to home improvements, or cover life events.A minimum 640 FICO score is required, as is a $25,000 minimum credit line, the initial draw must be 75% of the credit line. For line amounts up to $250,000, only an approved automated valuation model (AVM) is required. For amounts over $250,000, a full appraisal is required. Piggyback HELOCs allow qualified conventional borrowers to secure a new mortgage on the home while opening a home equity line simultaneously. This is an option for borrowers who want to split up a first and second mortgage to avoid mortgage insurance, or to keep their first in a conforming loan.Piggyback HELOCs are available on primary and second home purchases, rate/term and cash-out refinances on conventional loans. Loan amounts can be up to $350,000, and a minimum 680 FICO score is required. The minimum line amount is $10,000 and the initial draw must be 75% of the line amount. For line amounts up to $250,000, an appraisal waiver is accepted with an approved AVM. Both the Piggyback and Standalone HELOCs are not applicable in Texas. Apply for a HELOC today Easy and Secure On-Line Loan Application https://bit.ly/3NP4bwC

MKG Enterprise Corp is proud to announce the availability of Round 2 Funding for the Dream For All Shared Appreciation Loan program, providing up to 20% down payment assistance (DPA) specifically for black families and individuals aiming to achieve homeownership in California.The Dream For All Shared Appreciation Loan program is designed to empower first-time homebuyers by offering up to 20% for down payment or closing costs, with a maximum limit of $150,000. This invaluable assistance can be utilized in conjunction with the Dream For All Conventional first mortgage, facilitating the realization of homeownership dreams. For more information about the Dream For All Shared Appreciation Loan program and to ascertain eligibility criteria, please visit MKG Enterprise Corp's website atLearn more online www.mkgenterprisescorp.com/blog/fair-lending-with-artificial-intelligence/

Fast Financing For a Fast-Paced MarketMKG Enterprises Corp bridge loans can provide the leverage on both your purchase and repairs that you need to grow your real estate portfolio. Benefits include:Up to 90% of your Purchase and Repairs*.Receive Financing in as little as a weekBuild a trusted partnership with one mortgage broker for all your propertiesStrategic planning to help scale your businessAdvantages of our Fix and Flip LoansNo hurdles – flexible loan options designed to meet your strategic needsFix to Rent (Buy-Rent-Rehab-Repair) friendly  - easy options to convert to Rental loansUp to 24 months interest only termsNo pre-payment penaltyPortfolio Rental LoansFor real estate investors interested in financing rental portfolio deals of 5 properties or more, consider our portfolio rental loans. Investors have the option of either recourse or non-recourse portfolio loans when they apply. Experience the benefits of combining multiple rental deals into one loan for either new purchases, rate and term refinances, or cash-out refinances.For investors with portfolios looking for the longest term possible with more prepayment flexibility.30-Year Fixed Rate Term and 5/130-Year AmortizationsMax LTV: Up to 75% of the stabilized valueMinimum $500K to Maximum $2MFor investors with larger portfolios looking for the best rate possible and non-recourse options.5 and 10-Year Fixed Rate30-Year Amortizations or Interest OnlyMax LTV: Up to 75% Purchase/RefinanceMinimum $1M to Maximum $50MAdditional Terms for All Portfolio Rental LoansAllowable Transactions: Purchase, Rate/Term Refinance, Cash-Out RefinanceEligible Properties: Single Family Residence, 2-4 Unit Properties, PUDs, Condos (with restrictions) and TownhomesEligible Borrowers: LLC and Corporations. Sponsor: US Citizens and Permanent Resident Alien, Foreign Nationals w/ restrictions.Apply online https://www.mkgenterprisescorp.com/fix-and-flip-bridge-loans/

Make the right choice for your futureAre you torn between buying or renting a home? The decision is never easy, but we're here to help you make an informed choice. Introducing Buy vs Rent Comparison - your ultimate guide to making the right decision for your future.With Buy vs Rent Comparison, you'll get access to a free market report that goes beyond just comparing monthly payments. Our mortgage advisors will provide you with valuable analytics and insights that will help you understand the long-term benefits of buying a home.Through our market report, you'll not only get an estimate of your potential monthly payments for both renting and buying, but also gain valuable knowledge about the future value of your dream home. Plus, we'll highlight the possible tax savings that come with homeownership.Don't let uncertainty hold you back from achieving your dreams.https://youtu.be/3rhnV8xnvBoBuying vs Rent Presentation: http://mbshighway.com/view/1KJu-brContact a mortgage advisor today: https://www.mkgenterprisescorp.com/contact-us/ now and choose your starting point towards a brighter future!

Take control of your finances with Debt ConsolidationAre you tired of juggling multiple debts and high-interest rates? It's time to take charge and start fresh! Introducing Debt Consolidation - the solution to your financial worries.With Debt Consolidation, you can refinance or cash-out refinance your mortgage at a great rate. Start the new year with a clear path to financial freedom by consolidating your debt and paying off your mortgage faster.Our team of experts are here to guide you through the process. Whether you have a minimum FICO score of 620 for Conventional loans or 500 for FHA loans, we have options that suit your needs.Imagine the peace of mind that comes from rolling all your credit card and car loan debts into one manageable monthly payment. Say goodbye to high-interest rates and hello to savings! Contact our mortgage advisors today to explore the best loan options for you.Don't let debt hold you back any longer. Take advantage of our Debt Consolidation presentation to gain insights into how this life-changing solution can transform your financial future. Visit http://mbshighway.com/view/1KMH-dc-1 now! Contact a mortgage advisor now to explore your loan options(559) 337-5990Debt Consolidation Presentation http://mbshighway.com/view/1KMH-dc-1Contact us https://www.mkgenterprisescorp.com/home-refinance/

Unleash Your Real Estate Potential with DSCR Loans for LLCs and EntitiesReal estate investment is a powerful wealth-building strategy, and for business owners, it just got even more accessible. MKG Enterprises Corp proudly presents DSCR Loans, short for Debt Service Coverage Ratio Loans, designed to transform your real estate ambitions. Unlike conventional mortgages that hinge on personal income, DSCR Loans revolutionize the game by evaluating the cash flow generated from investment properties to secure your mortgage.Apply onlinehttps://mkgenterprisescorp.com/dscr-loans-/**The Advantages of DSCR Loans:**1. **No Income Verification:** One of the most remarkable benefits of DSCR Loans is the freedom from the traditional hassle of proving your income or sharing employment details. This is a game-changer for investors with variable income sources.2. **Gift Funds Welcome:** We understand the need for flexibility in financing your real estate ventures, and we go the extra mile by embracing gift funds. That's the kind of support you can expect from us.3. **Customized Down Payment Options:** Tailor your investment strategy to your specific needs with a choice of minimum down payments set at 20%, 25%, or 30%. Your real estate goals, your way.

The Counterintuitive Wisdom of Buying a House When Interest Rates Are HighHow Rates Impact the Housing MarketIn general, when interest rates are higher or increasing, the housing market slows down. When interest rates are going up, the cost of owning a home becomes more expensive due to the higher interest rate, which reduces demand. This reduction in demand then results in a drop in home prices.When the Fed increases rates to slow down the economy, particularly in times of inflation, the above goal is what it's looking for; a reduction in consumer spending that results in a drop in prices.Conversely, when interest rates drop, the cost of buying a house becomes cheaper, which increases the demand for housing. Lower interest rates go hand in hand with a bustling housing market. This increase in demand then slowly increases home prices.Why Buying is Still Better Than Renting?As a renter, you don't build equity over the long term and if you leave, you don't get to take any profits with you. Owning a home can be empowering and emotionally rewarding. The money you spend on your mortgage every month and improving your home yields a long-term investment benefit for you instead of a landlord.Great News for First-Time Homebuyers!In the world of real estate, conventional wisdom has long held that the best time to buy a house is when interest rates are low. It's an understandable assumption, given the seemingly logical relationship between interest rates and housing prices. When interest rates rise, it becomes more expensive to borrow money for a mortgage, and this, in turn, should reduce the demand for housing and cause home prices to fall. Conversely, when interest rates drop, the cost of buying a house becomes cheaper, which should stimulate demand and drive home prices up. And here's some great news for first-time homebuyers: MKG Enterprises Corp is excited to introduce our new down payment assistance programs that come with NO income limits! Eligibility is open to U.S. citizens, permanent resident aliens, non-permanent resident aliens, and even DACA recipients. Plus, we've got you covered with various eligible property types: 1-unit residences, 2-4 unit properties, FHA approved Condos, and both single-wide and double-wide manufactured homes.With a minimum credit score requirement of just 580, you're closer to homeownership than you think. And guess what? This program isn't limited to first-time homebuyers! You can apply even if you own other properties.To apply for these amazing programs, use our easy and secure online loan application https://mkgenterprisescorp.com Please note that specific loan program availability and requirements may vary, so it's best to get in touch with your mortgage advisor for more information. Don't miss out on this opportunity to own your dream home, even when interest rates are high!

Unlock new possibilities with Fannie Mae's Multifamily Home Financing UpdateIn a game-changing policy shift, Fannie Mae is ushering in a new era of multifamily homeownership. Starting November 18, 2023, homeownership dreams become more achievable with a reduced 5% down payment requirement, coupled with a minimum FICO score of 580. MKG Enterprises Corp is also offering 5% percent down payment assistance, further expanding your financing choices for multifamily homes.This policy overhaul extends to standard purchases, no-cash-out refinances, HomeReady, and HomeStyle Renovation loans for owner-occupied transactions. It opens doors for first-time buyers and those seeking respite from burdensome mortgage payments. The financial horizon widens, providing you with flexible options.Notably, the maximum loan amount for 2-4 unit properties is now set at $1,396,800, giving you the flexibility to invest in larger and more valuable properties. Additionally, the removal of the FHA self-sufficiency test for 3-4 unit properties simplifies the pre-approval process, streamlining your path to multifamily homeownership.Don't miss the opportunity to explore your multifamily homeownership options. With these changes taking effect after November 18, 2023, prospective buyers have time to prepare and assemble the necessary documents for a seamless application process.Apply Now https://mkgenterprises.my1003app.com/1370676/registerContact Us (559) 337-5990

MKG Enterprises Corp. Third-Party Originators NLMS 1370494 understands that great people are the key to great companies. We are looking for intelligent, hard-working, passionate individuals that want to be part of something very different. We need people that dream big and possess a work ethic that will inspire those around them. We are seeking forward thinking people, who produce results rather than wait for them. You will not be micromanaged; but you will need to meet specific expectations and it will be entirely up to you to make sure that this happens. You will be backed by one of the strongest, most supportive and technical investment transactions leadership teams in the industry and we are all committed to the success of the wholesale broker enterprise.We are currently looking for energetic, hardworking and knowledgeable team members for the position of Mortgage Loan Officer at MKG Enterprises Corp**Apply online https://www.mkgenterprisescorp.com/employment/

FHA, VA Loans Starting at 580 FICOCity of Fresno DPA Available. FHA loan limits apply $472,030. 33/43 percent of "MAP" Mortgage Assistance Program Income limits1 Person - $46,200 Maximum Purchase Limit $200,0002 People - $52,800 Maximum Purchase Limit $225,0003 People- $59,400 Maximum Purchase Limit $250,0004 People - $65,950 Maximum Purchase Limit $280,0005 People - $71,250 Maximum Purchase Limit $300,0006 People - $76,550 Maximum Purchase Limit $325,0007 People - $81,800 Maximum Purchase Limit $346,0008 People - $87,100 Maximum Purchase Limit $370,000Get Pre-Qualifiedhttps://bit.ly/3PyuXssDetermines borrowers Capacity ability to make interest and principal repayments on a loan, using his or her disposable income or cash flow.Specific loan program availability and requirements may vary. Please get in touch with the mortgage loan officer for more information.All products are subject to credit and property approval. Program terms and conditions are subject to change without prior notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. The following content is for informational purposes only and not meant for legal, tax or professional accounting advice.Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 1370394 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 1370676 or Licensed by the Department of Business Oversight under the California Finance Lenders Law, 60DBO-45224

Looking to close real estate transactions faster? Instant funding at the closing table can help you achieve just that! With this efficient process, you can secure funds immediately, eliminating the delays associated with wet funding. Say goodbye to lengthy paperwork and hello to a streamlined closing experience. Ready to get started? Visit https://1l.ink/34FCMVS today!

MKG Enterprises Corp. Wholesale Channel is excited to announce its partnership with Sun West Mortgage to offer first-time homebuyers a unique opportunity called TRU Approval. TRU Approval stands for Thoroughly Reviewed and Underwritten Approval, providing buyers with a level of confidence and strength comparable to cash offers.With TRU Approval, homebuyers can place offers on properties without the need for a loan contingency. This means that their offer carries the same weight and assurance as a cash offer, making them stand out in competitive real estate markets. By eliminating the loan contingency, buyers can increase their chances of securing the property they desire.What sets TRU Approval apart is the thorough review and underwriting process conducted by Sun West Mortgage. The mortgage application is meticulously assessed, including a comprehensive review of the borrower's financial documents, credit history, and income verification. This thorough evaluation ensures that the buyer is well-qualified and capable of fulfilling their financial obligations.Additionally, TRU Approval comes with a Sun West Conditional Guarantee, providing an added layer of assurance. This guarantee demonstrates the confidence that Sun West Mortgage has in the loan approval process and further strengthens the buyer's position.By offering TRU Approval, MKG Enterprises Corp. Wholesale Channel and Sun West Mortgage aim to empower first-time homebuyers and provide them with a competitive edge in the real estate market. The ability to submit an offer without a loan contingency can expedite the buying process and increase the likelihood of a successful transaction.If you are a first-time homebuyer seeking a home loan, consider exploring the TRU Approval option through the MKG Enterprises Corp. Wholesale channel. With this unique opportunity, you can enhance your purchasing power and confidently pursue homeownership with the strength of a cash offer and the support of a Desktop Underwriter (DU) approval conditional guarantee.Apply for a home loan with down payment assistance. FHA limits apply $472,030https://bit.ly/3BHBaxc

The limited FHA 203(k) rehab loan is geared toward minor improvements and repairs. No structural work is allowed, so you won’t be able to knock out walls or add rooms. In some cases, borrowers may be allowed to do some of the home improvement work, but a licensed contractor must be involved in the process. A 203(k) consultant isn’t required on a limited 203(k) loan.The maximum loan-to-value (LTV) factor is 96.5% for a purchase case and 97.75% for a refinance case.So if your purchase price is $265,000 and the ARV after repair value is $325,000 your maximum 203k loan amount is $313,625 this includes the purchase and renovation. Qualifications 580 FICO Community Benefits Whether you are a homebuyer, a homeowner, a real estate agent‚ a contractor who specializes in home improvements or a government official looking for options to help meet your community’s housing needs, 203k loan is a great option for first-time homebuyers. Homebuyers can:• Improve less-than-perfect homes in desirable locations• Address property problems or shortcomings right awayHomeowners can:• Upgrade or expand to enhance the value of their home• Repair or remodel their home without draining their savingsReal Estate Agents Move hard-to-sell listings by helping potential buyers envision remodeling possibilities.Suggest financing options that may generate listing and selling commissions.Watch "FHA 203k Renovation Loan Product" on YouTube Youtube product overviewContractors Improve cash-flow Provide estimates, knowing that financing has been approved.Feel confident they will receive payment for work completed in a timely manner.Governments Local governments can: Suggest financing options to buyers interested in foreclosed properties owned by their municipality.Make constituents aware of renovation options that may make their homes more energy efficientApply online HomeReadyhttps://bit.ly/42g6SfFYes repairs will be done after the loan closed on 203K loans.Fresno County 203k loan can’t exceed 96.5% of $472,030.Maximum rehab loan amount is $455,508. Rehabs above $35,000 requires a 203k HUD consultant.

Many homebuyers across the U.S. wonder how to save for a down payment with a tight budget. With rent rates climbing, inflation rising, and house prices still high, saving money for a down payment has become more tricky.The good news is that you can use several tips and tricks to save money and cut expenses. Let's explore some ways you can save money for a down payment.DPAhttps://www.mkgenterprisescorp.com/first-time-homebuyer-dpa-program-/* Specific loan program availability and requirements may vary. Please get in touch with the mortgage advisor for more information.

5 Steps to Buying A House with 620 FICO Without Breaking The Bank Must have a minimum 620 FICO Must be employed and currently working at your job for at least 2 yearsParticipate in a Employer Retirement Plan 401k, 403b, Safe Harbor 401k.Have at least 3/mo to 6/mo reserves $6,561 -$13,122 saved in the bank.DTI less than 43%If you meet all the requirements above you may be eligible to qualify for DPA and buying a home without breaking the bank.Down Payment Assistance Programs$23,601 -$100,000 Forgivable Loan https://www.mkgenterprisescorp.com/first-time-homebuyer-dpa-program-/Disclaimer All products are subject to credit and property approval. Program terms and conditions are subject to change without prior notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. The following content is for informational purposes only and not meant for legal, tax or professional accounting advice.

The income limit for Fresno County has increased by $6,500 and AMI limits is now $63,520 which is 80% of the Area Median Income. Calculate your debt-to-income ratio (DTI) with 43% of AMI income limits to determine your eligibility for the loan.Don’t miss out on this chance to get a large sum of money with zero interest! Invest in yourself and make your dreams a reality. Get financial security and peace of mind to turn your dreams into reality and own your home.Apply now for the City of Fresno DPL 5-Year Forgivable Loan and make sure you don’t miss out on this great opportunity!Apply for DPAhttps://www.mkgenterprisescorp.com/first-time-homebuyer-dpa-program-/All products are subject to credit and property approval. Program terms and conditions are subject to change without prior notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. The following content is for informational purposes only and not meant for legal, tax or professional accounting advice.

On May 25, 2023 Fresno Mayor announced $100k forgivable loans for Fresno home buyers. The City of Fresno Mortgage Assistance Program will provide down payment assistance. The City’s second mortgage loan will be a 15-Year Forgivable Deferred Payment Loan (DPL) up to $100,000 with a zero percent (0%) interest rate. FHA Loan applicants must have a miThe DPL will provide homeownership for 50-70 Fresno low-income households that meet Fannie Mae AMI of $58,320 HomeReady. For the year 2023, the maximum FHA loan amount for Fresno County is $472,030 in areas with lower housing costs.Conventional conforming loan limits for Fresno County is $726,200. The minimum FICO score is 620. Borrowers can use the assistance for the minimum required investment, closing costs, and/or prepaid expenses. For FHA loans the minimum FICO score is  620 to qualify for the low-down payment advantage which is currently at 3.5%. If your credit score is below 580, the down payment requirement is 10%.The assistance amount is up to 21.183%Apply for a home loan with down payment assistance FHA loan limits apply to $472,030https://bit.ly/3BHBaxc

Home equity has proven to be one of the strongest ways for families to build and pass on intergenerational wealth and CalHFA is committed to improving equitable access to homeownership for all Californians. On March 27, 2023 CalHFA will make the CA Dream for All Shared Appreciation Loan Program available to California First-Time Homebuyers.20% Down Payment Assistance up to $145,240 FICO 660$726,200 Conventional Conforming Loan LimitApply Now https://mkgenterprisescorp-homeready.loanzify.io/register?mainWith the Dream for All program, the state plans to provide $300 million worth of down payments for an estimated 2,300 first-time homebuyers.Linda Peltz eXp Realty of California, Inc1702 E Bullard Ave Suite 104, Fresno CA 93710 (559) 353-4556 cellDRE #01997670 lindapeltz.exprealty.com